Many seniors have the ability to remain mobile and take care of themselves for the most part, but require help with a couple of activities every day. If that is the case, then the facilities that offer assisted living for elderly individuals can provide the best living environment. Unlike nursing homes, they allow lots of freedom for residents, including the ability to interact with other members of their building or community. As a result, they are a great option for seniors who want to remain active while being able to receive the care and assistance that they need.
According to research gathered by several nonprofit organizations, the average cost of a one bedroom apartment in assisted living apartments is more than $3,000 a month. Unfortunately, that cost, which might seem staggering to some, means that many families will be unable to afford the assisted living residences that they would prefer. However, one of the unfortunate realities is that paying for assisted living is not always easy, and many individuals will have to find a more affordable alternative than the location that they prefer.
If a family is unable to afford their top choice, they might want to search for some low income assisted living facilities. Because they are more affordable, they might be difficult to get into. Unless a facility is brand new, there will likely be a waiting list full of individuals who are unable to afford other options. Because of that, quickly making a list of priorities and deciding on a facility is a must. Doing so can go a long way towards getting to the top of the list right away, or grabbing an empty room immediately.
One issue that many families might run into is that they are caught between trying to find low income assisted living facilities and wanting to pay for a bit more. Fortunately, there are lots of programs and options designed to help people pay for the assisted living and care that they need to remain happy and comfortable. Generally, Medicaid, housing and Veterans subsidies, and help from organizations like the Life Care Funding Group provide financial assistance for families who want the best for their seniors. And, at times, long term care insurance might be the best option. It can provide the funding that families need when they are struggling to figure out how they can pay for assisted living. Great references here.